Privacy Policy

At Insurance Made Perfect (operated by Henderson Management Group LLC), your privacy is our priority. We are committed to protecting your personal information and ensuring your data is handled with the highest level of security and transparency.

1. Information We Collect

When you request a quote, use our contact forms, or communicate with our agents, we may collect the following types of personal information:

• Contact Information: Name, email address, phone number, and physical address.
• Demographic Information: Age, date of birth, gender, and marital status.
• Insurance Needs: Current coverage details, health history (only as required for life insurance underwriting), and financial information necessary to provide accurate quotes.
• Technical Information: IP address, browser type, and device information collected automatically through cookies when you visit our website.

2. How We Use Your Information

We use the information we collect strictly for the following business purposes:

• To provide accurate, personalized insurance quotes and recommendations.
• To communicate with you regarding your policy, application status, or inquiries.
• To process your insurance application with our partner carriers.
• To comply with state and federal insurance regulations.
• To improve our website functionality and user experience.

3. SMS & TCPA Compliance (Text Messaging)

By providing your mobile phone number and submitting our online forms, you provide express written consent to receive communications from Insurance Made Perfect via SMS (text message) or phone calls (including pre-recorded messages or autodialers) at the number provided.

• Opt-In Data Privacy: We strictly protect your mobile number. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
• Opting Out: You may opt-out of receiving text messages at any time by replying "STOP". For help, reply "HELP". Message and data rates may apply. Message frequency varies.

4. Information Sharing and Disclosure

We respect your privacy and we do not sell, rent, or lease your personal information to third-party marketers or lead generators.

We only share your information in the following limited circumstances:

• Insurance Carriers: We share necessary data with top-rated insurance carriers solely for the purpose of underwriting and issuing your policy.
• Service Providers: We may use trusted third-party service providers (such as secure CRM systems or email delivery services) to help operate our business. These providers are bound by strict confidentiality agreements.
• Legal Requirements: We may disclose information if required by law, subpoena, or to protect the rights and safety of our agency and clients.

5. Data Security

We implement robust physical, electronic, and procedural safeguards to protect your personal information from unauthorized access, alteration, or disclosure. While no internet transmission is 100% secure, we utilize industry-standard encryption (SSL/TLS) for data in transit and secure servers for data at rest.

6. Third-Party Links

Our website may contain links to third-party websites (such as insurance carrier portals). We are not responsible for the privacy practices or the content of those third-party websites. We encourage you to review their privacy policies before providing any personal information.

7. Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us: