Terms of Service

Welcome to Insurance Made Perfect. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms.

1. Services Provided

Insurance Made Perfect (operated by Henderson Management Group LLC) provides insurance quoting, comparison, and enrollment services. Our website provides educational information and facilitates connections with licensed insurance agents.

We do not underwrite insurance policies. All coverage is subject to the approval and underwriting guidelines of the respective insurance carriers. Quotes provided are estimates and not a guarantee of coverage or price. Final rates are determined by the insurance carrier following underwriting.

2. Accuracy of Information

By submitting a request for a quote, you agree to provide accurate, current, and complete information. Providing false information may result in inaccurate quotes, policy cancellation, or denial of claims by the insurance carrier.

3. Communications (TCPA Consent)

By using our website and providing your contact information, you agree to our Privacy Policy and consent to receive communications from us regarding your inquiry. This includes emails, phone calls, and SMS text messages, potentially using automated technology. You may opt out of SMS by replying "STOP" or unsubscribe from emails at any time.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Insurance Made Perfect or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works without express written consent.

5. Limitation of Liability

To the fullest extent permitted by law, Insurance Made Perfect, Henderson Management Group LLC, and its agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this website or reliance on any information provided herein.

6. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, secure, or error-free.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

8. Contact Information

If you have any questions about these Terms of Service, please contact us: